95%

First Home Buyers with Non Genuine Savings 95% Home Loan Option

There is an option available to first home buyers with non genuine savings to borrow up to 95 percent of the purchase price and capitalise the mortgage insurance premium.

Use the first home owners grant for your deposit. Use a gift for your deposit or a combination of the grant and a gift.

All applicants must have a clean credit file and stable employment and residential history.Read more

95% Home LoansRead more

• Yes there are still options.
• Yes the criteria is strict
• Zero defaults on your credit file
• Stable employment
• Stable residential history
• Owner occupier only