No Deposit Home Loan

ANZ announce the maximum home loan LVR (loan to value ratio) is now 90%

• effective midnight Sunday 16th November
• LMI can only be capitalised to 90%, not above

The following exceptions will apply in order for applications in progress still to be drawn at up to 95% LVR (subject to normal lending criteria):

• Applications already approved but awaiting settlement
• “Approved Subject To” (awaiting income verification, valuation, etc.)
• “Approved in Principle”
• Existing ANZ customers – non credit critical restructure without additional funds.